
Mercedes-Benz December 2025 Lease & Finance Program Update
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📰 Mercedes-Benz December 2025: Aggressive EV Cash and The 39-Month Lease Advantage
Program Period: December 2 – January 2
Mercedes-Benz’s December programs are now active, and this month brings a targeted focus on large cash support for electric models and a unique lease structure for volume cars. Lease programs are competitive thanks to a special 39-month term, and finance rates are favorable, particularly for short-term loans. The brand is actively pushing remaining MY25 inventory out the door.
EV Programs
Mercedes-Benz continues to offer substantial support through the Mercedes Incentive Bonus (MIB) cash, which can lower payments significantly.
EQS Sedan & SUV (MY25): Lease incentives are up to $10,500.
EQE Sedan & SUV (MY25): Lease incentives are up to $7,500.
EQB (MY25): Lease incentives are up to $9,500.
MY25 S-Class Maybach (S580Z4): Features an enhanced MIB incentive, aligning it with other Maybach models for maximum support.
Lease Structure & 39-Month Option
Mercedes-Benz introduced the new 39-Month Value Add Program to drive down monthly payments, similar to its competitor's strategy.
Key Lease Advantage: This program utilizes the higher 36-month Residual Value (RV) on an extended 39-month term for eligible models.
Benefit: This extension without increasing depreciation significantly reduces the monthly payment.
Eligible Models: This new structure is offered on all MY25 C-Class, GLE, and GLS models, as well as all MY25 and MY26 GLC models. For example, the featured lease payment for a MY25 GLC300W is $549/39 mos..
Finance APR Rates
Finance rates remain highly competitive, especially for buyers looking for shorter-term ownership or financing:
Best APR: Rates as low as 1.99% APR for 24-36 months on most MY25 models (excluding GLS and G-Class).
SUV Focus: The MY25 GLS offers 1.99% APR for up to 60 months.
MY26 GLC: Available for 1.99% APR for 24-36 months.
Loyalty and Conquest Incentives
Mercedes-Benz is actively seeking new customers while rewarding existing ones:
Conquest Support: The MB Upgrade Certificate Conquest Program offers a straight $2,000 cash incentiveto draw competitive brand owners to C-Class, GLC, GLE, and GLS models.
Loyalty Accelerator Program (LAP): Available for returning customers with a maturing MBFS lease (18+ month term) who lease or finance an eligible new vehicle.
5-Payment Credit: Offered on new contracts for customers maturing from an EQB, EQE, or EQS Sedan/SUV lease.
3-Payment Credit: Offered for customers maturing from any other eligible model lease.
MY25 vs. MY26
MY25 models offer model year run-out incentives like the new 39-month Value Add Program, making them ideal for securing the lowest possible monthly lease payments.
MY26 models (like the GLC) feature the latest updates while still offering competitive programs, including the special 1.99% APR and the 39-month Value Add lease.
Why December Is a Strong Month
Programs are aggressive and straightforward, allowing buyers to capitalize on two distinct benefits. Lease customers benefit significantly from the widespread use of the 39-month term, while luxury and EV buyers can leverage high cash incentives (MIB) to lower the purchase price or capitalize cost. Shoppers looking at entry-luxury models like the C-Class, GLA, GLB, and CLA also benefit from the Complimentary Pre-Paid Maintenance (PPM) Program, which helps keep the cost of ownership low.
AutoCompanion Concierge Service
If you prefer a streamlined experience, our concierge service manages the entire process on your behalf:
Locating the exact configuration you want
Reviewing whether leasing or financing makes the most sense
Confirming all incentives and eligibility
Structuring the deal clearly and transparently
Coordinating directly with the dealer for paperwork and delivery
Tell us the vehicle you want, and we’ll take it from there.
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