Mercedes-Benz December 2025 Lease & Finance Program Update

By Sina KPublished on 12/3/2025Category: Monthly Market Update

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Here is the finalized article, written in a human-sounding, promotional tone, and structured like the BMW program update, complete with your concierge service section.


📰 Mercedes-Benz December 2025: Aggressive EV Cash and The 39-Month Lease Advantage

Program Period: December 2 – January 2

Mercedes-Benz’s December programs are now active, and this month brings a targeted focus on large cash support for electric models and a unique lease structure for volume cars. Lease programs are competitive thanks to a special 39-month term, and finance rates are favorable, particularly for short-term loans. The brand is actively pushing remaining MY25 inventory out the door.

EV Programs

Mercedes-Benz continues to offer substantial support through the Mercedes Incentive Bonus (MIB) cash, which can lower payments significantly.

Lease Structure & 39-Month Option

Mercedes-Benz introduced the new 39-Month Value Add Program to drive down monthly payments, similar to its competitor's strategy.

Finance APR Rates

Finance rates remain highly competitive, especially for buyers looking for shorter-term ownership or financing:

Loyalty and Conquest Incentives

Mercedes-Benz is actively seeking new customers while rewarding existing ones:

MY25 vs. MY26

Why December Is a Strong Month

Programs are aggressive and straightforward, allowing buyers to capitalize on two distinct benefits. Lease customers benefit significantly from the widespread use of the 39-month term, while luxury and EV buyers can leverage high cash incentives (MIB) to lower the purchase price or capitalize cost. Shoppers looking at entry-luxury models like the C-Class, GLA, GLB, and CLA also benefit from the Complimentary Pre-Paid Maintenance (PPM) Program, which helps keep the cost of ownership low.


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If you prefer a streamlined experience, our concierge service manages the entire process on your behalf:

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Mercedes-Benz December 2025 Lease & Finance Program Update

Mercedes-Benz December 2025 Lease & Finance Program Update

S

Sina K

Author

December 3, 2025
5 min read
Monthly Market Update

That's a valid request. For the article, I will adhere to the specified format and tone while omitting the inline citation links that were previously used.

Here is the finalized article, written in a human-sounding, promotional tone, and structured like the BMW program update, complete with your concierge service section.


📰 Mercedes-Benz December 2025: Aggressive EV Cash and The 39-Month Lease Advantage

Program Period: December 2 – January 2

Mercedes-Benz’s December programs are now active, and this month brings a targeted focus on large cash support for electric models and a unique lease structure for volume cars. Lease programs are competitive thanks to a special 39-month term, and finance rates are favorable, particularly for short-term loans. The brand is actively pushing remaining MY25 inventory out the door.

EV Programs

Mercedes-Benz continues to offer substantial support through the Mercedes Incentive Bonus (MIB) cash, which can lower payments significantly.

  • EQS Sedan & SUV (MY25): Lease incentives are up to $10,500.

  • EQE Sedan & SUV (MY25): Lease incentives are up to $7,500.

  • EQB (MY25): Lease incentives are up to $9,500.

  • MY25 S-Class Maybach (S580Z4): Features an enhanced MIB incentive, aligning it with other Maybach models for maximum support.

Lease Structure & 39-Month Option

Mercedes-Benz introduced the new 39-Month Value Add Program to drive down monthly payments, similar to its competitor's strategy.

  • Key Lease Advantage: This program utilizes the higher 36-month Residual Value (RV) on an extended 39-month term for eligible models.

  • Benefit: This extension without increasing depreciation significantly reduces the monthly payment.

  • Eligible Models: This new structure is offered on all MY25 C-Class, GLE, and GLS models, as well as all MY25 and MY26 GLC models. For example, the featured lease payment for a MY25 GLC300W is $549/39 mos..

Finance APR Rates

Finance rates remain highly competitive, especially for buyers looking for shorter-term ownership or financing:

  • Best APR: Rates as low as 1.99% APR for 24-36 months on most MY25 models (excluding GLS and G-Class).

  • SUV Focus: The MY25 GLS offers 1.99% APR for up to 60 months.

  • MY26 GLC: Available for 1.99% APR for 24-36 months.

Loyalty and Conquest Incentives

Mercedes-Benz is actively seeking new customers while rewarding existing ones:

  • Conquest Support: The MB Upgrade Certificate Conquest Program offers a straight $2,000 cash incentiveto draw competitive brand owners to C-Class, GLC, GLE, and GLS models.

  • Loyalty Accelerator Program (LAP): Available for returning customers with a maturing MBFS lease (18+ month term) who lease or finance an eligible new vehicle.

    • 5-Payment Credit: Offered on new contracts for customers maturing from an EQB, EQE, or EQS Sedan/SUV lease.

    • 3-Payment Credit: Offered for customers maturing from any other eligible model lease.

MY25 vs. MY26

  • MY25 models offer model year run-out incentives like the new 39-month Value Add Program, making them ideal for securing the lowest possible monthly lease payments.

  • MY26 models (like the GLC) feature the latest updates while still offering competitive programs, including the special 1.99% APR and the 39-month Value Add lease.

Why December Is a Strong Month

Programs are aggressive and straightforward, allowing buyers to capitalize on two distinct benefits. Lease customers benefit significantly from the widespread use of the 39-month term, while luxury and EV buyers can leverage high cash incentives (MIB) to lower the purchase price or capitalize cost. Shoppers looking at entry-luxury models like the C-Class, GLA, GLB, and CLA also benefit from the Complimentary Pre-Paid Maintenance (PPM) Program, which helps keep the cost of ownership low.


AutoCompanion Concierge Service

If you prefer a streamlined experience, our concierge service manages the entire process on your behalf:

  • Locating the exact configuration you want

  • Reviewing whether leasing or financing makes the most sense

  • Confirming all incentives and eligibility

  • Structuring the deal clearly and transparently

  • Coordinating directly with the dealer for paperwork and delivery

Tell us the vehicle you want, and we’ll take it from there.