Overview

Porsche Financial Services has released its November 2025 lease and finance programs, valid through December 1, 2025.
This month’s update keeps all lease and retail finance rates steady, with revised residual values on Certified Pre-Owned and pre-owned models.

For customers comparing options on a 911, Taycan, Macan, Cayenne, or Panamera, Porsche continues to offer some of the most stable and transparent payment structures in the premium market — making it an ideal time to lock in a build or secure year-end delivery.

What’s New for November

• Lease and finance rates remain unchanged.
  Programs from October carry over with the same money factors and APR structures.

• Refreshed residual values for CPO and pre-owned vehicles.
  Lightly used Porsche models now benefit from updated residuals, improving monthly affordability.

• Active loyalty and conquest programs.
  Taycan Lease Match, End-of-Term Loyalty, and Maintenance Plan support continue through December 1.

• Dealer and program structure unchanged.
  Standard acquisition fee remains $1,095 with a +0.00080 reserve cap.

Lease Program Snapshot

Base Money Factors (Tier 1+ Credit):

• 2-Door Models (718, 911): 0.00360

• 4-Door Models (Taycan, Macan, Panamera, Cayenne): 0.00340

• Single-Pay Option: 0.00250

• Acquisition Fee: $1,095 (no markup allowed)

Mileage Adders:

• 12k miles/year: +2 %

• 10k miles/year: +3 %

• 7.5k miles/year: +4 %

• 5k miles/year: +5 %

• 2.5k miles/year: +6 %

Shorter 24–30 month terms continue to offer the strongest value retention, especially on 911 and Macan models.

Retail Finance Snapshot

Standard APR (Tier 1+ Credit):

• 5.99 % APR up to 72 months

• 6.74 % – 10.49 % for extended 84-month terms

• 7.99 % – 12.99 % for mid-tier credit bands

These retail programs apply to both new and Porsche Approved Certified Pre-Owned vehicles. Dealers can participate in reserve up to 2% within the first 72 months, keeping rates competitive without hidden markups.

Residual Value Overview

Residuals remain among the best in the luxury segment, particularly for the 911 and Macan lineups.

Certified Pre-Owned Leasing

Porsche continues to lead in the luxury segment for CPO leasing flexibility:

• +2 % residual bonus for Porsche Approved Certified units

• Low-mileage adders (+2 % – +6 %) for select vehicles

• Eligible for MY20–MY25 models

• Money factors close to new-car rates

CPO leasing remains an excellent option for shoppers seeking Porsche ownership with lower upfront costs and competitive monthly payments.

Why This Matters

Porsche’s November program emphasizes stability and transparency — consistent money factors, predictable APRs, and solid value retention.
For shoppers, it means you can structure your deal with confidence knowing the payment math hasn’t changed, whether you’re financing long-term or leasing short-term.

The Bottom Line

November’s Porsche Financial Services programs provide a rare combination of strong residuals, steady rates, and flexible structures on both new and certified vehicles.

If you’re exploring your next Porsche, now’s the perfect time to:
✅ Estimate real payments instantly with our AutoCompanion Calculator
✅ Compare lease vs. finance options side by side
✅ Shop smart or shop easy — whichever fits your style

At AutoCompanion, we simplify the process so you can focus on the fun part: finding your next Porsche.