BMW has released its official lease and finance programs for October 1–31, 2025, and there are some big shifts compared to earlier in the year.

🔋 EV Programs

• $7,500 Lease Cash on i4, i5, i7, and iX

• $12,000 Lease Cash on remaining 2025 iX units

• BMW XM – $7,500 Lease Cash

BMW has adjusted residuals and money factors on EVs to help keep monthly payments competitive even with the change from federal-style rebates to flat Lease Cash.

🚘 Lease Credits

BMW is offering Lease Cash across most of its lineup. Highlights:

• 2 Series Gran Coupe & 3 Series – $1,000

• 4 Series (ICE) – $1,000

• 5 Series (ICE) – $1,000

• 7 Series ICE (MY25) – $5,000

• X1 – $500

• X3 – $1,000

• X5 – $1,000

• X7 (MY25) – $1,000–$2,000 depending on trim

💳 Loyalty & Conquest

• Loyalty Credits – Still available on nearly all models, ranging from $1,000 up to $5,000 (the highest on the i7 and 7 Series).

• Conquest Credit (very limited this month) – Only applies to the 7 Series ICE (MY25) and X7 (MY25).

📅 39-Month Lease Option

BMW continues its 39-month lease program, lockable on factory orders. Eligible models include:

• 2 Series Gran Coupe

• 3 Series (excl. M)

• 4 Series Gas (excl. M & i4)

• 5 Series Gas (excl. M, i5 & PHEV)

• 7 Series Gas (excl. i7)

• 8 Series (incl. M8)

• X1, X3, X5, X6, X7 (excl. Alpina & M)

• 2025 X4 (excl. M)

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💰 Special Financing

• APR financing from 1.99%–2.99% available on select models.

• Long-term loans (61–72 months) generally fall in the 2.49%–3.99% range.

✅ Key Takeaways for October

1. EVs – $7,500 Lease Cash on all i-models ($12k on leftover iX).

2. Lease Credits – Broad support across sedans and SUVs.

3. Conquest Credit – Limited to 7 Series ICE (MY25) and X7 (MY25) only.

4. 39-Month Lease Option – Available on core sedans and SUVs.

5. Finance Specials – APR rates as low as 1.99%.

Programs are valid through October 31, 2025.