🚘 BMW November 2025 Lease & Finance Program Updates

Valid: November 1 – December 1, 2025

💰 $7,500 Lease Credit on All EVs

BMW continues to support its growing EV lineup this month with $7,500 lease cash on all-electric models — i4, i5, i7, and iX.
If you’re shopping remaining 2025 iX units, those still qualify for up to $12,000 in lease credit, while supplies last.

These updated programs replace the heavier federal-style EV rebates that expired last month but are balanced by stronger residuals and improved money factors across most electric models.

⏱ 39-Month Lease Program Continues

The 39-month lease remains active this month, offering a creative way to lower your payment while extending your term slightly.

Key points:

• Residual matches the 36-month value — meaning no added depreciation cost.

• Combinable with rebates and loyalty incentives.

• Must deliver by December 1 (cannot lock for future orders).

Eligible models include:
2 Series Gran Coupe, 3 Series (excl. M), 4 Series Gas (excl. M), 5 Series Gas (excl. M & PHEV), 7 Series (excl. i7), 8 Series (incl. M8), X1, X3, X4 (excl. M), X5, X6, and X7 (excl. Alpina).

💸 Low Money Factors & Finance Rates

BMW Financial Services released new low-rate programs this month, keeping payments competitive even with adjusted incentives.

• Lease money factors as low as 0.00020 on select EVs (i4 and iX).

• Finance APRs starting from 1.99% on popular models like the 3 Series, 5 Series, X3, X5, and X7.

These apply to top-tier credit and may vary slightly by model and term.

🎯 Loyalty & Conquest Incentives

• Loyalty credits between $1,000–$2,000 across most of the lineup.

• Up to $5,000 total loyalty available on the 7 Series and i7.

• National conquest offers remain in place for select models.

Stack these with the 39-month lease and EV lease cash for maximum savings.

🏁 Why It Matters

Between the $7,500 EV incentives, continued 39-month lease structure, and attractive low-rate finance offers, November is one of the strongest BMW program months of the year.
Payments remain stable even after EV rebate adjustments, and shoppers can still lock strong terms across both gas and electric models — but vehicles must deliver by December 1, 2025.

💬 Need a Custom Quote?

Use our AutoCompanion Calculator to see real-time lease and finance payments, including local taxes and rebates.
Once you find the right setup, reach out to us directly to confirm your program eligibility and lock in the best terms before the month ends.